Friday, January 30, 2009

Analysis Paralysis

There's a term used in business called 'Analysis Paralysis' where people tend to over-analyse a certain situation or an opportunity to death and in the end they fail to take any action. The same is true with financial education.

We can read and learn all the self-help materials in the world but acquiring this knowledge is just the first step. Eventually you have to take some action to put these new found knowledge into practice if you want to achieve your dream of financial independence, or becoming a millionaire.

When an opportunity presents itself (such as a new business opportunity, a real estate bargain, etc), due diligence must be exercised to ensure that the financial numbers add up and all the other factors are generally favourable to determine if the opportunity is worth pursuing. However some people are somewhat paralysed to go beyond the analysis stage for fear of failure or fear of the unknown.

One thing that we need to acknowledge in life is there's always risk with most opportunities. Most of the time you can only mitigate or reduce the risk (through financial education, research, insurance, escape clauses in contracts, etc) but you cannot totally eliminate it.

The British SAS (Special Forces of the British Army) has the motto 'Who Dares Win'. I think this motto is also applicable in the world of business and wealth creation. Staying within your comfort zone will definitely not make you a millionaire. You have been doing that all your life and you know exactly what happens when you stay within your comfort zone.

Mind you, I'm not advocating a foolhardy and brazen approach here. You still have to do your due diligence with any opportunity but at the end of the day, make the leap of faith and go for it! Life is too short to wonder the rest of your life on what might have been!

Monday, January 26, 2009

Awaken The Giant Within You

our True Size Is Measured By Your Courage, Wisdom, and Love.



Even as a baby elephant, Bulig was big.

As Bulig grew up, he was taller and bigger than all his playmates.

It didn’t take long for the other elephant to be afraid of him. And Bulig knew this. So he used his size to terrify others to do what he wanted them to do.

He’d snort and growl as he’d say, “I’ll crush you!” It was his usual greeting to anyone he met on the road.

Obviously, if the other elephants were scared of Bulig, the other smaller animals would be as well. Monkeys, deers, tigers, and even lions stood in awe at the huge animal.

The elephants gave him a special home on top of a small hill. And Bulig’s throne was a gigantic bed. There he lay down and lorded it over the jungle.

Each morning, the elephants would give him a basketful of bananas. And the monkeys would give him a basketful of apples. And the deer would give him a basketful of nuts. This happened everyday.

So Bulig grew even bigger. And the more he grew, the more terrified the animals became of him.

He now became a god to all the animals there.

A group of pelicans took turns fanning him.

A group of parakeets sang to him in the morning.

A group of monkey acrobats performed for his evening entertainment.

For the longest time, Bulig never much left his home.

In fact, for years, he didn’t even stand up from his giant bed.

All he really did was snort and growl once in awhile, “I will crush you!” And every time he said it, all the animals would be terrified.

Because he didn’t move much, he became as fat as ten elephants put together!

Now, even other animals from other jungles would visit to see for themselves if the Legend of the Giant Elephant was true. And all of them would stand in terror at the sight of the great beast.



One of those animals was a tiny turtle by the name Pokito.

Pokito heard about this Elephant and wanted to see him.

Being a young and playful turtle, he thought it would be great to be friends with the giant elephant.

So one day, he walked up to Bulig who was like a mountain compared to Pokito. But Pokito wasn’t afraid.

He said, “Hi great Bulig! Can I be your friend?”

All the animals around Bulig gasped in horror. Who dared speak to Bulig in that way? Does he know what he was saying? Poor turtle!

Bulig was insulted that a little creature was not worshipping him as a god. So he snorted and growled his usual growl and said, “I will crush you!”

But Pokito was a wise turtle. He saw that behind Bulig’s size was great weakness. He felt pity for him. So he simply said, “Bulig, I just want to be your friend. If you don’t want to, that’s fine. I’ll just go on my merry way…”

As he turned around, Bulig got even angrier and snorted and growled again and said in a bigger voice, “I WILL CRUSH YOU!”

All the animals scampered behind bushes, rocks, and trees. It was the first time they heard Bulig this angry.

Pokito turned around to face the giant again and said calmly, “Bulig, I wouldn’t do that if I were you. You might hurt yourself…”

Bulig’s face turned red as a fire truck.

He stood up. Or at least tried to.

Remember, it has been years since he even stood up!

“Ummph… Ummmph…. Ummmmmmmph!” Bulig struggled and struggled but couldn’t stand up!

“Bulig, please don’t do that…” Pokito said.

All the animals left their hiding places. They were totally shocked to see their god having difficulty standing up!

Finally, Bulig’s legs folded and he came crashing to the ground. Whaaam!

Bulig was now in pain, but his humiliation was even greater than any physical pain he was feeling at that moment.

First, a little monkey began to jeer.

Soon, other monkeys joined him.

And after awhile, all the animals began to ridicule Bulig. They taunted him and called him names. “Weakling!”, “Fatso!”, and “Blubberhouse!”

That was when Pokito screamed, “Stooooooooop it!”

Everyone hushed at the brave turtle in front of them.

“For years, you worshipped Bulig as a god,” Pokito said, “but now, you’re insulting him as the enemy. Why are you doing that? Bulig is just one of us, just like any other animal.”

Pokito marched to the embarrassed, whimpering Bulig and said, “Do you need help to stand up?” Sheepishly, Bulig nodded his head.

The turtle turned to the other elephants, “Help your friend stand up.”

The other elephants were astounded by the wisdom of the little turtle. All of them went beside the giant, and together, pushed him up.

With great effort, the huge elephant stood up.

With his knees still trembling, Bulig smiled at the turtle and quietly said, “Thank you. You are the real giant.”

Pokito smiled. “Thank you.”

Bulig asked, “Can you be my friend?”

The turtle said, “On one condition. You have to join me in jogging every morning.” He winked.

And all the animals broke out in laughter.

7 Lessons for Life



I wrote this little story for Mustard, our children’s magazine. (Why Mustard? From mustard seed! If you want to subscribe and get 10 fun-filled issues for your kids, log on at www.shepherdsvoice.com.ph )

But the powerful lessons in the story aren’t for children only.

In fact, I believe adults need to hear them more than kids do!

Here are the 7 life-changing lessons from the story:

Lesson #1:

Don’t look for worshippers; Look for true friends instead.

Not all friends are created equal. Some friends are just fans. They admire you. They flatter you. They fear you. They benefit from you. But when you need them, they’re not there. Choose true friends over fans anytime. When you have a problem, they’ll stick there by your side.

Lesson #2:

The best way to look for a true friend is to be one.

Are you a true friend? Do you care for people? Do you go out of your way to express your love for them? The best investment you’ll ever make will be in your relationships. There lies your true gold.

Lesson #3:

Bullies are weak. Avoid them or face up to them,

but never be afraid of them.

Do you have bullies in your life? You’ll always cross paths with bullies. Bullies intimidate people. Bullies want you to fear them. They manipulate you to follow them. Depending on the situation, you can avoid them or face up to them. But never be afraid of bullies. Because all bullies are fake. With their outward force, they cover up their weakness. But deep within, a bully is a fragile child with lots of fears.

Lesson #4:

When someone doesn’t like to be your friend,

just walk off and go on your merry way.

Life is too beautiful to be sad at one person’s rejection.

People-pleasers want to please everyone. And when one person rejects them, they die within. Because people-pleasers need to be needed. When a person rejects them, they get hurt deeply—and carry this hurt wherever they go and allow this hurt to affect their lives forever. What does a mature person do when they receive rejection? They get hurt like everyone else but they don’t carry the hurt. They shake the dust of their feet and move on. They love themselves. They love life.

Lesson #5:

When someone is angry with you in an unjust way, pity that person.

He will be hurting himself.

Don’t pity yourself when you suffer unjust anger. Remember that unjust anger destroys the person who is angry, not you. Pity him.

Lesson #6:

Always be good and kind to everyone—

whether he be a king or a beggar.

Every human being you meet in life is God’s child. Whether he sits on a throne or lies on the mud, it makes no difference. That person is your family.

Lesson #7:

Your true size is measured by your courage, wisdom, and love.

Are you a big person? Measure your courage and wisdom. By how you love, you shall know whether you have matured in life or not.

May your dreams come true,

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My realization in this article is that  there will always come a time that he/she will have a hardships and from those hardships, that's the time that they'll be needing us the most.

I remember one of the attitudes of the geese ( it also applies to doves ) which i also shared it with teach'r Pat during my first module with her ( we still don't know what's a goose in tagalog, can somebody tell us? ) anyway, do you wonder why whenever they fly, they always form the "V" formation? it's because it reduces 71 % of air resistance ( people who share the common direction and has a sense of community, gets where they're going more quickly) And whenever the leader gets tired, another bird next to him substitues for him to give a chance to lead others. While the geese behind honk to encourage up in front to keep up their speed. And finally whenever a goose gets sick, or wounded by gunfire and fall out, two other geese fall out of formation and follow it down to help and protect it. They stay with that goose until it is either able to fly again or dead. And they launch on their own or with another formation to catch up on their group. ( If we have a sense of goose, we will stand by each other like that.. )

Tuesday, January 20, 2009

Act In spite of your mood. by T Harv Eker

“I don’t ‘feel’ like it”, is a common chant we often say to ourselves or to others when we’re tired, not in the mood, or simply procrastinating. No doubt feelings are important and need to be acknowledged, yet at the same time, they often prevent us from taking the action we need to take, at the time we need to take it. Consequently, in the end, because we didn’t do what we needed to do, we tend to feel worse.

It takes courage to act regardless of your current mood. It’s easy to succumb to your feelings. But remember, your feelings come from your thoughts, and you have the power to change your thoughts. When you change your thoughts, you will change the way you feel. Instead of focusing on how you’re not in the mood, focus on the benefit of completing whatever needs to get done. Focus on how you’ll feel when you’re finished and how proud you’ll be of yourself for acting in spite of not being in the perfect mood.

Utilize the “law of momentum” which states that, “A body at rest tends to remain at rest while a body in motion tends to remain in motion”. In short, get into motion! Remember, moods are a product of the “mind”. The trick is simple: don’t think, just do it! Train yourself to “get started” even if you’re not in the mood. Moods tend to quickly dissipate once you’re in action.

Whenever you don’t “feel” like it, check in with your current thoughts. What are you thinking that is resulting in this feeling? Then simply change your thoughts. Remember, action generally comes from your higher self, the part of you that is for growth and expansion. Inaction generally comes from your protective mind, the part of you that tries to keep you stuck in your comfort zone. When you act in spite of your mood, you are choosing to manage and control your mind instead of letting it control you!

So the next time you’re not feeling “in the mood”, either change your thinking or simply say to your mind, “thank you for sharing”. Then focus on only taking the very first step to get started, then take another, and another. One step at a time until the law of momentum kicks in. By then, chances are you’ll forget all about not being “in the mood”, and will be well on your way to completing whatever it was you needed to do…and feeling great about it!

Sunday, January 18, 2009

Change is Good!

Since the ego, or protective mind's job is survival, it will always prefer safety and security over the untested and unproven. It likes to keep things the same. It has us believe "the devil I know, is better than the devil I don't know." In short, "if I stay with what I know and what is familiar, I won't get hurt." This belief system is simply not true and goes directly against the laws of nature.

Most people are not totally happy and successful, yet they continue to do the same things over and over hoping someday things will be different. Realize if what you've been looking for was where you've been looking, chances are you'd have already found it! Doing more of the same even harder and longer is not usually the answer. Being willing to change will usually create better results.

Since your inner world creates your outer world, one of the first steps in change, is changing your thoughts. By examining the way you talk to yourself and your beliefs around success, money and prosperity, you are in a position to consciously change any thoughts that are based in lack, fear and limitation. Because what you focus on expands, by intentionally thinking of prosperity, abundance and success you will attract those very things.

Change is natural. The universe is in constant motion, from the changing of the seasons; to the way plants, trees and flowers grow; from the rushing of the rivers, to the wind that blows. Life is always moving, always changing. In fact, the only constant in the world, the only thing you can absolutely count on, is change itself.

Therefore, utilize every change as a gift. Whenever change occurs, ask yourself "how can I use this change to my benefit?" If you lose your job, know that a new and better opportunity awaits you. If you lose a relationship, know that a new and better relationship awaits you.

The happiest and most successful people all share a critical characteristic - the trait of adaptability. Which means they have the ability to quickly adapt to new situations and circumstances. The idea then is to go with the flow and not only accept change, but embrace it as an opportunity to expand yourself and your life.

Wednesday, January 14, 2009

Have you ever thought about the word “winning”, and what it means to you?

For most of us, the word “winning”, is a very simple concept. You create a goal, and when you achieve it, you’ve won.

Well, there’s actually much more to it then that, because your subconscious mind has it’s own definition for “winning”, and whether you like it or not, you and your entire life are run by this little bugger.

If your subconscious doesn’t want you to “win” when it comes to wealth and money, you’re not going to. Period.

By definition, your subconscious thoughts and its agenda for your life are hidden from you, unless you’ve trained yourself to communicate with it.

If you don’t know what its definition of “winning” is for you right now, how can you ever move forward? And that’s the point on this letter… We’re going to find out what “winning” means to your subconscious right now…

There are 5 ways for you to win...

1: You win when you’re comfortable. This person’s primary goal is to just go through life as comfortably as possible. They don’t want stress. They don’t want to be pushed or challenged. They don’t like conflict. The just want to go through life on cruise control, hanging out with their friends, and having a good time.

Everything they do is designed to support their pursuit of comfort.

This is your average, life-long employee who’s more than happy to have a safe, stable, comfortable job.

If you push this person away from that goal, and challenge them or their routine lifestyle, watch out.

2: You win by being liked. This person’s primary goal in life is to be liked by others. They want acceptance from everyone, and will do just about anything to reach that goal. They’d rather be liked, than be right or wrong.

When you put someone like this in a leadership role, the business will usually fail because they won’t be willing to make hard decisions that would anger someone. They would try to please everyone all the time because their ultimate motivation is to be liked by others.

3: You win by being right. This person is usually an expert in a specific field like a professor, lawyer, or a wife. (Just kidding ladies! ?). People who win by being right, don’t accept criticism and aren’t open to new ideas.

They tend to reach a glass ceiling when it comes to money, their career, and relationships, because they can’t accept their short-comings in order to move past them and achieve personal growth. Arguing with this person never works because they’ll always find a way to prove you wrong, even if it means sabotaging your company in the process.

In order to win, this person must be right.

4: You win by winning. This person is an achiever. Their primary motivation is to win. They are very competitive, and will do whatever it takes to win. They won’t quit, and they’ll constantly push themselves to gain the edge they need.

This category describes all successful entrepreneurs and athletes. Winning is their reward, and on the dark side, some of them will go too far and compromise their integrity in order to do so. Key Lay of Enron is a great example.

This type of person doesn’t care if others don’t like them, and they welcome discomfort because it provides them with new opportunities to win.

5: You win by losing. This person wins by being a victim. They want sympathy from others or their spouse. Just when things start to get better, they will sabotage themselves, and say, “I knew it wouldn’t work”, giving them their victory once again.

There lives are always filled with problems because they don’t win unless they lose, so they create circumstances and excuses that help them fulfill that destiny like, “Your book won’t teach me anything new. I don’t have the money. This is just another scam. I’ll give it a try…”

There are people who are not wealthy because they want to be comfortable. There are people who are not healthy because they want to be comfortable. There are people who are stuck in the same job without a promotion for 10 years because they want to be liked. There are people who are addicted to struggle because they win by losing.

And most likely, you see a little of yourself in each of these categories.
I know I do, but what’s important to remember, is that winning is a continuous process that is brought to an end once you’ve won, which is an event.

As soon as you’ve “won”, the process starts all over again.

You are not a victim or a prisoner of your subconscious. You can control it. You can train it to achieve new goals.

You have complete power over every aspect of your life and you can reinvent yourself, and the way you win at any time, but it’s a process that will require complete dedication.

Saturday, January 10, 2009

Living your Life

Why are you here? Why are you on the planet right now? Many people believe we each come into this life with a purpose, a reason for living. Considering that every element in nature has a specific purpose for existing, and we are an integral part of nature, it stands to reason that we have a purpose too.

Eastern philosophies submit that each of us has a job to do, a duty in life, and that the only way to find peace and fulfillment is to carry out your duty or "dharma" as it's called. The philosophy states that to truly be happy you must learn to live in service, to live based on what you can give rather than only on what you can get; to live based "on purpose" rather than only "on outcome".

The brilliant futurist, Buckminster Fuller said, "The purpose of our lives is to add value to the people of this generation and those that follow." In short, to leave this world a better place than it was when you arrived. It could be in terms of adding convenience, education, entertainment, enlightenment, health, beauty, joy, humour, technology, or any other way you personally can serve other people or the planet.

Although many people believe they have a purpose, they often have a difficult time discovering their own reason for living. Because purpose holds such a spiritual sense, people tend to believe their purpose will somehow be handed down from the heavens. They wait and wait for some "burning bush" to tell them what to do. It's true, a few "tuned-in" people do receive some type of message; some unmistakable calling. But the answer for most of us is that we actually have to "choose" our purpose. We are the ones who decide how we are best suited to serve.

Our choice, however, is not random. We each have unique abilities, inherent talents and strengths. We each have different interests and activities that bring us joy. We each have different experiences and issues from which we've learned, and we all have a different way in which we can best serve others. It is through these factors you "choose" your purpose.

Can your purpose change? Yes. More likely, however, is that your overall purpose remains the same, while the vehicle you use to provide your service may change on an ongoing basis. If your purpose is to teach, for example, you may teach your own children, teach in a school, become an author or a speaker or even be a consultant. Regardless of your vehicle, your dharma is to "teach".

It takes courage to choose a purpose and even more courage to live your life based on it! Once you have purpose, you will have two essential elements for a truly happy life - money and meaning! In this way, you will become 'rich' in every sense of the word.

Wednesday, January 7, 2009

Creating Wealth is not a Mystery it is a Formula.

IQ Intelligence Quotient
+
EQ Emotional Quotient
+
AQ Adversity Quotient
+
FQ Financial Quotient
+
NQ Network Quotient
=
Wealth and Abundance

IQ Intelligence Quotient is a measure to of the ability to understand and comprehend learned knowledge and application to achieve ones desire in life. In CA2020 knowledge comes from those authors who tried and succeeded. This refers to being both School Smart and Street Smart.

EQ/AQ Emotional Quotient and Adversity Quotient is how we deal our relationship with other people and how we handle difficulties in life. How we translate this experiences into lessons that would make as grow as a person.

FQ Financial Quotient comes from Financial Education. This is learning the mechanics of wealth building. Success is a habit. We constantly learn by teaching others about wealth building. The more people we teach the more our FQ increases. The more we learn the more money systems (pipelines) we are capable of building. Part of increasing the FQ is executing the Power Investing Plan.

NQ Network Quotient refers to your networking activities. How you expand your personal, professional and virtual network.Net Worth is in direct proportion of the size, quality, diversity and higher level of relationships of your network. This NQ makes it possible to create wealth from zero.