Tuesday, February 24, 2009

DREAM BIG!!!



Remember when you were a kid and felt you could set the world on fire? Millionaire? Sure. Hollywood star? Of course! Astronaut? Easy. Best-selling author? No problem. World traveler? Start packing.

So what happened? Where are you now? Are you living the life you thought you'd lead? Unfortunately, life has a way of knocking the stuffing out of our highest hopes and biggest dreams...if we let it! Most people have lost the sparkle in their eye and the fire in their heart. They've lost their passion and allowed their lives to become a faint glimmer of the vibrant vision they once had for themselves. They've committed the great sin of the spirit and settled for a life of mediocrity.

The main reason most of us lose our dreams is not because our desire has waned, but because of fear. "I don't have the money, I don't have the time, it's too late, I don't know for sure if I can do it." All of these reasons are nothing but the excuses of a fear and lack based protective mind. There is a saying in life, that we either have "reasons or results."

It's time to take back your power; time to think big once again; time to rekindle your greatest dreams. Dreams that excite you, dreams that impassion you, dreams that force you to break the bonds of "mediocrity"; reach your fullest potential and become the "ultimate you."

Thursday, February 19, 2009

What have you done today in your journey towards financial freedom?

What have you done today in your journey towards financial freedom?

Financial freedom is the dreamland of personal finance. It is the freedom to stop working when you want and maintain a lifestyle you desire.

To achieve it, the secret is to have a source, preferably have many sources of passive income. Passive income is earned without your direct involvement. It may come from rental property, stock dividends, royalties on an invention or creative work.

If you want to earn more, work less, and enjoy a decent retirement, you must create income streams that do not require your direct involvement.

To achieve financial freedom, your passive income should be greater than or equal to your expenses.

My journey towards financial freedom started years ago when I noticed that I am not getting ahead in life due to the financial mistakes I was making caused by my antiquated values and mindset which I absorbed through society's conditioning. This is when I said to myself if I want to become wealthy while I'm still young, I need to learn how things really work in the the world of business, finance and money. I started to read books on the subject and enrolled myself in an MBA course. This is a lifelong learning process so I'm continuously educating myself on these matters given the dynamic environment we live in.

I am now putting the things I have learned to practice by starting to buy rental properties. I will also start to actively invest in stocks that will give me regular dividend income hopefully in the next few months.

What have you done today in your journey towards financial freedom?

The Power of Intuition



Have you ever had a "gut" feeling and not listened? Most likely it cost you "big time." Ours is a culture that has not yet given full credence to the inherent wisdom of our spiritual nature. The fact is we have a source of intelligence within us that most of us seldom use; it's known as our intuition. Intuition is a sixth sense that seems directly connected to the creative intelligence of the Universe.

The information comes to us generally in a feeling rather than a logical, "figure it out" type thinking process. Some people call it our instinct. Others call it a "gut" feeling. Either way, if you're not utilizing this incredibly powerful inner guidance system, that is at your service 24 hours a day, you are operating in life with "one hand tied behind your back."

The key to "tapping in" is to get your "chatter box" mind to quiet down. You can do this by meditating or simply focusing on the present moment. Once the mind is quiet, wisdom can come through. The idea is to "let go" of your normal thinking process, in fact to "stop thinking". It may sound strange, but you've probably experienced this difficult to explain phenomena during a time when you were trying to remember something but couldn't. Finally, you stopped trying to "figure it out" and later, out of the blue, the answer popped into your head.

Your spirit knows what's right for you. It knows what directions you need to take for your highest good and the good of others. Although your analytical mind is a magnificent tool, when it comes to the key decisions of your life, it pales in comparison to the inner wisdom of your "intuition".

Tuesday, February 17, 2009

What is important and what impresses you?

I began to ponder on myself what really is this phrase all about. After exchanging thoughts with my wife I slowly began to understand what this phrase means.

Things that is Important to me:
1. My Family (Quality Time with Them)
2. Service to the Nation and Humanity (Contribution and Life Purpose).
3. Living my Desired Lifestyle (Financial Freedom).

Things that Impresses me:
1. What other people will say about me and what I do. (Looking Good)
2. How will I appear or how will other people see me. (Avoiding Looking Bad)
3. Titles,Prestige, Awards, Status Symbols. (Deserveness and Entitlement)

Now my question is what impresses you and what is important to you? Which will be your priority?

Saturday, February 14, 2009

How to have a Successful Business

There are three major factors of a Big Business:
1. Right Trend.
2. Right Vehicle.
3. Right You.
If you want to learn more about making a successful business join our Business School. We will point you to the Right Trend, Right Vehicle and empower you to be the Right Person to drive the vehicle and take advantage of the trends.
Entrepreneur is a person who solves other peoples problems for a profit or pay. The more problem you solve the more money an entrepreneur make. The bigger problem solved the bigger money is made.
Ask yourself? what kinds of problems can you solve? Are you making money from it? How many customers and clients to do you have? Is your business can produce you Passive Income that can make you retire young and rich?
Or Are you in the Right Business? or do you have a Business?
Start building your own B-Quadrant Business. Do not wait for the right moment, make it happen today!
For your wealth and abundance!

Monday, February 9, 2009

Two Primary Types of Income

Linear Income

This type of income is what you get when you trade time and effort for money. 90% of people from around the world have this kind of income. Other terms for this are: paycheck, salary, “sahod”, “sweldo”, among others. You receive this income based on how much work you do regardless of the outcome. Usually, the amount of work done is measured in the number of hours per week (normally 40 hours per week minimum). There’s nothing wrong with this type of income. However, it is a limited income. You only earn as long as you have time (and there are only 24 hours a day and only one of you).

Groups of people who fall into this Income Type:

1. Employees – employees receive a salary every month (normally every 15th and 30th of the month). Sure enough when an employee stops working he/she stops getting a salary

2. Real Estate Brokers/Agents – these people get a commission for every property that they sell. Technically speaking they are not paid based on the amount of work that they do but on the number of properties that they sell. But what makes this group earn a linear income is that when they stop selling properties, they also stop earning.

3. Salespeople – same as the real estate brokers/agents

4. Professionals – Experts in their fields are in this group (such as doctors, lawyers, dentists, architects, engineers, etc). These are the people who take Phd’s, Master’s Degrees, MBA’s and other higher courses. They constantly improve their knowledge in their respective fields such that they will be hired either as highly paid employees (whose income is derived from salary) or as consultants. As consultants they are paid by the hour, the rate depends on the degree of expertise they offer. When I was at UP most of my classmates dreamed of becoming such because as they say even when a consultant answers the phone he gets paid for the minutes he spend talking to the client. As with the other groups when a professional stops working, he/she also stops earning.

5. Small business owners – These people believe they are entrepreneurs because they own a business (?). However, what they do not realize is that the business owns them. Why? Because they are the system of the business; when they leave for a vacation or get sick, the business slows down, or worse falls apart (thus their income stops). Owners of small businesses have no (financial) capability to hire a CEO to run their business. However when I say “small” business, I don’t mean the size of the assets or the capital, what I mean is the size of the system. Small businesses don’t have a good system in place such that they demand too much time from the owner/s. Although it’s good to start with a small business, the problem lies in the fact that having a small business and being called the President of your own business is addicting such that you can’t delegate the management to another and thus you forever are the employee of “your” business.

Leveraged Income Or Passive Income

Leveraged or Passive Income, on the other hand, comes to you, even if you don’t do anything, forever. Who falls into this income type? – The Wealthy. They do this by building real businesses. The people in this category have at least 500 people either working for them (as employees) or working with them (as partners). That is the very reason why it’s called leveraged income – they leverage it. Then the Wealthy put their excessive leveraged or passive income to Strategic Investments where they earn more and more passive income.

The Wealthy started building their leveraged or passive income by growing their network instead of growing their expertise. While “Bright Kids” collect diplomas and certificates from Seminars, the Rich Kids collect business cards and build relationships. They know that later on in their quest for Wealth, these relationships will be a big factor.

Henry Ford: “I have a row of electric push-buttons on my desk, and by pushing the right button, I can summon to my aid men who can answer any question I desire to ask… Now, will you kindly tell me, why I should clutter up my mind with general knowledge, for the purpose of being able to answer questions, when I have men around me who can supply any knowledge I require?”

Sunday, February 1, 2009

Money Affirmations

These affirmations is for starters in wealth building. Do this daily before you start your day. Declare with full feelings and emotions. The louder and exaggerated the better!

1. People love to give me money!
2. I am rich and wonderful.
3. I am now earning a great big income doing what satisfies me.
4. Something wonderful is happening to me today—I can feel it!
5. All my bills are paid up in full and I still have all this money.
6. My affirmations work for me, whether I believe they will or not. (This is for the skeptics among you.)
7. A lot more money is coming into my life. I deserve it and will use it for my good and others.
8. All my clients praise me and pay me!
9. I am a money magnet!
10. Money comes to me easily and effortlessly, waking and sleeping.
11. I am now highly pleasing to myself in other people’s presence.
12. I walk, talk, look, act, think and am rich!
13. I am a winner--I win often, and I win big!
14. I now receive large sums of money, just for being me!

Source: Zero to Zillions!